Licensing & Disclosures

Who operates SmartHealthMatch

National Producer Number (NPN):

State licenses

Licensed to sell, solicit, or negotiate life and accident & health insurance in the following states:

State	License number

How we're paid

Our advisors are compensated by insurance carriers through commissions when a policy is issued. Advice is free to you. Commission rates can differ between carriers and products; we are happy to disclose how we are compensated on any plan we recommend.

What we are — and aren't

• SmartHealthMatch is a consumer brand operated by an independent, licensed health insurance agency. We are not an insurance carrier.
• Unlike lead-marketplace websites, we do not sell your information to third-party agents. Your details go to one licensed advisory team.
• We are not connected with or endorsed by the U.S. government, the federal Medicare program, or the Health Insurance Marketplace. Marketplace plans are also available at HealthCare.gov.
• We do not provide medical, legal, or tax advice.
• Underwritten private plans require carrier approval, are not guaranteed issue, and may exclude or limit coverage for pre-existing conditions. Plan availability and benefits vary by state.
• Savings are not guaranteed. Whether a private plan costs less than your current coverage depends on your household's circumstances, and any premium figures discussed are set solely by the carrier.

Communication & consent

• We contact you only after you give express written consent, and only through the channels you chose.
• You may revoke consent at any time: reply STOP to any text, click unsubscribe in any email, or simply tell us on a call. We honor federal and state Do-Not-Call rules and maintain an internal suppression list.
• Where calls are recorded for quality and compliance, you will be told at the start of the call.

Your data

We collect only the information needed to advise you, retain consent records as required by law, never sell your personal information, and honor deletion requests. See the full privacy policy.

This page was last updated on July 22, 2026. Wording is subject to review by licensed counsel before use in each operating state.