/* SmartHealthMatch — funnel shared styles */
:root{
  --navy:#0F4C81;         /* primary trust blue */
  --navy-deep:#0B3057;
  --gold:#19A974;         /* action green — "savings" accent */
  --gold-soft:#D9F2E7;
  --gold-pale:#E8F7F0;
  --green:#19A974;
  --green-pale:#D9F2E7;
  --paper:#F7FAFC;
  --ink:#1A2733;
  --muted:#5C6B7A;
  --line:#DDE5EC;
  --danger:#D9534F;
  --danger-pale:#F9E9E7;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  background:var(--paper);color:var(--ink);
  font-size:18px;line-height:1.6;
}
h1,h2,h3{font-family:inherit;font-weight:800;color:var(--navy);line-height:1.25;letter-spacing:-.01em}
h1{font-size:clamp(1.9rem,4.5vw,2.8rem)}
h2{font-size:clamp(1.4rem,3vw,1.9rem)}
h3{font-size:1.15rem}
p{margin:0 0 1rem}
a{color:var(--navy)}
img{max-width:100%}

.wrap{max-width:980px;margin:0 auto;padding:0 20px}
.narrow{max-width:720px;margin:0 auto;padding:0 20px}

/* Header */
.site-header{background:#fff;border-bottom:3px solid var(--gold);padding:14px 0}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand-mark{width:38px;height:38px;border-radius:10px;background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px}
.brand-name{font-weight:800;color:var(--navy);font-size:18px;line-height:1.15;letter-spacing:-.01em}
.brand-name small{display:block;font-family:inherit;font-size:12px;color:var(--muted);letter-spacing:.04em}
.header-phone{font-size:16px;color:var(--navy);font-weight:600;text-decoration:none}

/* Buttons — big and obvious */
.btn{display:inline-block;text-align:center;text-decoration:none;cursor:pointer;border:0;
  font-size:19px;font-weight:700;padding:16px 30px;border-radius:10px;line-height:1.3;
  transition:transform .08s ease,box-shadow .15s ease}
.btn:active{transform:translateY(1px)}
.btn-gold{background:var(--gold);color:#fff;box-shadow:0 2px 8px rgba(25,169,116,.4)}
.btn-gold:hover{box-shadow:0 4px 14px rgba(25,169,116,.55)}
.btn-navy{background:var(--navy);color:#fff}
.btn-ghost{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.btn-block{display:block;width:100%}
.btn[disabled]{opacity:.45;cursor:not-allowed;box-shadow:none}

/* Hero */
.hero{background:linear-gradient(180deg,#fff 0%,var(--paper) 100%);padding:56px 0 44px;text-align:center}
.hero .eyebrow{display:inline-block;background:var(--gold-pale);color:var(--navy);border:1px solid var(--gold);
  border-radius:999px;padding:6px 16px;font-size:14px;font-weight:600;letter-spacing:.04em;margin-bottom:18px}
.hero p.lede{font-size:20px;color:var(--muted);max-width:640px;margin:16px auto 28px}
.hero-note{font-size:15px;color:var(--muted);margin-top:14px}

/* Cards / sections */
.section{padding:48px 0}
.section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;margin-top:26px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;box-shadow:0 1px 4px rgba(28,46,82,.06)}
.section.alt .card{background:var(--paper)}
.card h3{margin-bottom:10px}
.card p{font-size:16.5px;color:var(--ink);margin-bottom:0}
.card .who{font-size:14px;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px}

.steps{counter-reset:step;display:grid;gap:18px;margin-top:26px}
.step{display:flex;gap:16px;align-items:flex-start}
.step .num{flex:0 0 44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;
  font-size:20px;font-weight:800;display:flex;align-items:center;justify-content:center}
.step p{margin:0;font-size:17px}
.step strong{color:var(--navy)}

.trust-list{list-style:none;margin-top:18px;display:grid;gap:12px}
.trust-list li{padding-left:34px;position:relative;font-size:17px}
.trust-list li::before{content:"✓";position:absolute;left:0;top:0;width:24px;height:24px;border-radius:50%;
  background:var(--green-pale);color:var(--green);font-weight:700;display:flex;align-items:center;justify-content:center;font-size:14px}

/* Forms */
.field{margin-bottom:22px}
.field label{display:block;font-weight:700;color:var(--navy);font-size:18px;margin-bottom:6px}
.field .hint{font-size:15px;color:var(--muted);margin-bottom:10px}
.field input[type=text],.field input[type=email],.field input[type=tel],.field select{
  width:100%;font-size:18px;padding:14px;border:2px solid var(--line);border-radius:10px;background:#fff}
.field input:focus,.field select:focus{outline:none;border-color:var(--gold)}
.optional{font-weight:400;color:var(--muted);font-size:15px}

/* Big tappable choice buttons for quiz */
.choices{display:grid;gap:12px}
.choice{display:block;width:100%;text-align:left;background:#fff;border:2px solid var(--line);border-radius:12px;
  padding:16px 18px;font-size:18px;cursor:pointer;color:var(--ink);font-weight:600}
.choice small{display:block;font-weight:400;color:var(--muted);font-size:15px;margin-top:2px}
.choice:hover{border-color:var(--gold)}
.choice.selected{border-color:var(--navy);background:var(--gold-pale)}

/* Quiz shell */
.quiz-shell{max-width:640px;margin:34px auto 60px;padding:0 20px}
.quiz-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:30px;box-shadow:0 2px 10px rgba(28,46,82,.07)}
.progress{height:10px;background:var(--line);border-radius:999px;margin-bottom:26px;overflow:hidden}
.progress b{display:block;height:100%;background:var(--gold);border-radius:999px;transition:width .25s ease}
.quiz-nav{display:flex;gap:12px;margin-top:26px}
.quiz-nav .btn{flex:1}
.step-count{font-size:14px;color:var(--muted);text-align:center;margin-bottom:10px;letter-spacing:.05em}

/* Consent */
.consent-box{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:18px;margin-bottom:16px}
.consent-box label{display:flex;gap:12px;align-items:flex-start;cursor:pointer;font-size:15.5px;line-height:1.5;font-weight:400}
.consent-box input[type=checkbox]{width:26px;height:26px;flex:0 0 26px;margin-top:2px;accent-color:var(--navy)}

.notice{border-radius:12px;padding:16px 18px;font-size:16px;margin:18px 0}
.notice.ok{background:var(--green-pale);border:1px solid var(--green);color:var(--ink)}
.notice.warn{background:var(--danger-pale);border:1px solid var(--danger);color:var(--ink)}
.notice.info{background:var(--gold-pale);border:1px solid var(--gold)}

/* Footer */
.site-footer{background:var(--navy-deep);color:#cfd6e4;padding:36px 0;margin-top:60px;font-size:14.5px;line-height:1.7}
.site-footer a{color:var(--gold);text-decoration:none}
.site-footer .foot-links{margin:10px 0 16px;display:flex;gap:18px;flex-wrap:wrap}
.site-footer p{margin-bottom:10px}

/* Articles (guides/) */
.article{max-width:720px;margin:0 auto;padding:36px 20px 40px}
.article .crumb{font-size:14px;color:var(--muted);margin-bottom:14px}
.article .crumb a{color:var(--muted)}
.article h1{margin-bottom:10px}
.article .byline{font-size:14.5px;color:var(--muted);margin-bottom:26px;padding-bottom:16px;border-bottom:1px solid var(--line)}
.article h2{margin:32px 0 12px}
.article h3{margin:22px 0 8px}
.article ul,.article ol{margin:0 0 16px 24px}
.article li{margin-bottom:8px}
.article table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);font-size:16px;margin:18px 0}
.article th,.article td{padding:10px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.article th{background:var(--navy);color:#fff;font-weight:700}
.article tr:last-child td{border-bottom:0}
.article .table-scroll{overflow-x:auto}
.cta-box{background:var(--gold-pale);border:1px solid var(--green);border-radius:14px;padding:22px;margin:28px 0;text-align:center}
.cta-box p{margin-bottom:14px;font-weight:600;color:var(--navy)}
.article .faq h3{margin-top:18px}
.article .disclaimer{font-size:13.5px;color:var(--muted);border-top:1px solid var(--line);margin-top:34px;padding-top:14px;line-height:1.6}

/* Utility */
.center{text-align:center}
.mt{margin-top:26px}
.small{font-size:15px;color:var(--muted)}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
@media(max-width:560px){
  body{font-size:17px}
  .btn{font-size:18px;padding:15px 22px}
  .quiz-card{padding:22px}
}